Riyadh: Liquidity levels (available money) in the Saudi economy have experienced robust growth, reaching their highest by the end of February 2025 at SAR3.033 trillion. According to Saudi Press Agency, liquidity recorded an annual increase of SAR277.49 billion, representing a growth rate of 10.1% from SAR2.756 trillion in the same period in 2024. This strong performance is reflected in the broad money supply (M3). Monthly liquidity levels grew by SAR67.543 billion, a 2.3% increase compared to the end of January of this year, when levels stood at SAR2.966 trillion. Such liquidity levels drive and support economic and trade ecosystem and contribute to growth rates in the economic development trajectory. Examining the four components of the broad money supply (M3), demand deposits constituted the largest share, accounting for 48.5% or SAR1.47 trillion at the end of February. Time and savings deposits followed, contributing 34% with a value of SAR1.031 trillion. Quasi-cash deposits accounted for 9.7% of the t otal money supply, reaching SAR293.683 billion. Currency in circulation outside banks came last, contributing 7.8% with a value of SAR 237.905 billion. Quasi-cash deposits encompass residents' deposits in foreign currencies, deposits secured by letters of credit, ongoing transfers, and repurchase agreements (repos) conducted by banks with the private sector. Domestic liquidity comprises money supply M1, which includes currency in circulation outside banks along with demand deposits exclusively; money supply M2, consisting of M1 plus time and savings deposits; and broad money M3, encompassing M2 along with other quasi-cash deposits.
Friday, April 24, 2026